Privacy Policy

Welcome to AmericanInsuranceAI.com ("we," "us," or "our"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services, including our insurance comparison tools.

1. Information We Collect

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device ("personal information").

A. Information You Provide to Us

• Personal Identifiers: Name, postal address, email address, phone number.
• Subscription Data: Preferences for newsletter topics (if applicable).

B. Information We Collect Automatically

• Usage Data: Information about how you use our website, such as IP address, browser type, pages visited, and time spent on pages.
• Cookies and Tracking Technologies: We use cookies, beacons, and pixel tags to collect data about your interaction with our emails and website.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain our website and services.
• Process your requests for insurance quotes and connect you with our network of insurance partners.
• Communicate with you via phone, SMS, email, or postal mail regarding products, services, and promotions.
• Verify your identity and prevent fraud.
• Improve our website functionality and user experience.

3. Communication Preferences

By providing your email address, you agree to receive editorial updates and newsletters. You can unsubscribe at any time.

4. Sharing Your Information

We may share your personal information with:

• Service Providers: Third-party vendors who perform services on our behalf, such as data analysis, email delivery, hosting services, and customer service.
• Legal & Regulatory Authorities: When required by law or to protect our rights and safety.

5. CCPA/CPRA Rights (California Residents)

If you are a resident of California, you have specific rights regarding your personal information under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA):

Right to Know

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.

Right to Delete

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions.

Right to Opt-Out of Sale/Sharing

You have the right to direct us to not sell or share your personal information at any time (the "right to opt-out").

How to Exercise Your Rights

To exercise your rights to know, delete, or opt-out, please submit a request by:

• Emailing us at: privacy@americaninsuranceai.com
• Visiting our Contact Page

We will verify your request and respond within 45 days.

6. Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no data transmission over the Internet can be guaranteed to be 100% secure.

7. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 13.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Revised" date and the updated version will be effective as soon as it is accessible.

9. Contact Us

If you have questions or comments about this policy, you may contact us at:

AmericanInsuranceAI LLC
Email: info@americaninsuranceai.com